Howden

Specialist photography insurance

Howden insurance logo

Introduced by Howden

To promote the launch of a new partnership between Howden and photoGuard, we are excited to be offering a 10% discount off photoGuard insurance for Howden customers. With over 20 years’ experience, photoGuard have been protecting photographers across the UK against theft and damage for all types of cameras and photography equipment both on a shoot or at home, so you can feel protected whenever you're behind the lens. 

As an Howden customer please note that your data will be processed by both Howden and photoGuard. To understand how we use your data, please see the Howden privacy noticeand the photoGuard privacy notice.

Specialist insurance for student photographers

Protect your camera and photography equipment

With over 20 years of experience protecting photographers, we are excited to partner with Howden! So, whether you're out on a shoot or taking pictures in your spare time, whenever you're behind the lens you can be confident that we've got you and your camera covered.


Why choose photoGuard?

One of the great things about photography is capturing the unexpected, but no photographer wants to be on the end of a nasty surprise. With our specialist photography insurance, it doesn't matter if you're a professional photographer or someone who takes pictures in their spare time, we can help you focus on capturing the moment.

Over 20 years of insurance to UK photographers

Over 20 years of Guardcover, supporting your passion

What can photoGuard offer photographers?

See how photoGuard can protect you, your camera and equipment

20 Years of Experience

We know what it takes to protect the things that matter to you.

Quick and Simple

We've made it quick and easy to get a quote in seconds.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

In-House Claims Service

We don’t pass you on to third-party claims companies. Our own, experienced UK claims team are there to help when you need us most.

benefits for photoguard customers

What am I covered for?

Look at how much protection you can enjoy with photoGuard

  • 30 Days Travel Cover

    Heading away on holiday or for work?

  • Amateurs and Professionals

    Is photography your hobby or profession?

  • Equipment Cover

    Want to protect your photography gear?

  • £100,000 Legal Expenses Cover

    How can we help if you're involved in a legal dispute?

  • £2,000 Equipment Hire

    Making a claim with us and still need a hire camera?

  • Shield icon

    In-Vehicle Cover

    Worried about your kit while it’s in the car?

  • Lend to a Friend

    Letting a trusted friend borrow your camera?

  • New for Old Cover

    If disaster strikes, why should you lose out?

  • Public Liability

    Taking your camera out in public?

What's included with photoGuard insurance?

Optional extras for your camera

Global Travel - 30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover plus additional travel benefits.

£5m or £10m Public Liability - Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third party damage or injury claims. Cover does not apply in North America.  

Mechanical Breakdown - It’s frustrating if your camera breaks down outside its warranty. Our breakdown option will cover faulty kit that's up to five years old and owned from new. Excludes drones and technology items.

photoGuard customers say this...

We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.