Howden
Specialist photography insurance
Introduced by Howden
To promote the launch of a new partnership between Howden and photoGuard, we are excited to be offering a 10% discount off photoGuard insurance for Howden customers. With over 20 years’ experience, photoGuard have been protecting photographers across the UK against theft and damage for all types of cameras and photography equipment both on a shoot or at home, so you can feel protected whenever you're behind the lens.
As an Howden customer please note that your data will be processed by both Howden and photoGuard. To understand how we use your data, please see the Howden privacy noticeand the photoGuard privacy notice.
Specialist insurance for student photographers
Protect your camera and photography equipment
With over 20 years of experience protecting photographers, we are excited to partner with Howden! So, whether you're out on a shoot or taking pictures in your spare time, whenever you're behind the lens you can be confident that we've got you and your camera covered.
Why choose photoGuard?
One of the great things about photography is capturing the unexpected, but no photographer wants to be on the end of a nasty surprise. With our specialist photography insurance, it doesn't matter if you're a professional photographer or someone who takes pictures in their spare time, we can help you focus on capturing the moment.
Over 20 years of Guardcover, supporting your passion
What can photoGuard offer photographers?
See how photoGuard can protect you, your camera and equipment
20 Years of Experience
We know what it takes to protect the things that matter to you.
Quick and Simple
We've made it quick and easy to get a quote in seconds.
0% Monthly Payment
Spread your payments across the year at no extra cost.
UK Customer Service
Our customer service team is ready to help you with all your questions.
Online Account
Your online account is an easy way to access and manage your policies 24/7.
In-House Claims Service
We don’t pass you on to third-party claims companies. Our own, experienced UK claims team are there to help when you need us most.
benefits for photoguard customers
What am I covered for?
Look at how much protection you can enjoy with photoGuard
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30 Days Travel Cover
Heading away on holiday or for work?
Our cover automatically extends beyond the UK with 30 days worldwide cover. -
Amateurs and Professionals
Is photography your hobby or profession?
We understand that people who love photography need a policy that is as serious about it as they are. -
Equipment Cover
Want to protect your photography gear?
Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply. -
£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
All our policies now include extra legal protection through our Legal Expenses cover, which is automatically included with all our policies purchased or renewed after 23rd June 2024.
We provide up to £100,000 of legal expenses cover, within the UK, for incidents related to certain contract and tax disputes, as well as legal defence work. In addition, we also include our Legal & Tax Advice helpline and online support through our Business & Consumer Legal Services portal.
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£2,000 Equipment Hire
Making a claim with us and still need a hire camera?
It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it. -
In-Vehicle Cover
Worried about your kit while it’s in the car?
Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and security requirements apply. -
Lend to a Friend
Letting a trusted friend borrow your camera?
Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply. -
New for Old Cover
If disaster strikes, why should you lose out?
Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim. -
Public Liability
Taking your camera out in public?
We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use and any liability incident in North America).
Optional extras for your camera
Global Travel - 30 days of travel cover not enough? If you’re away with work or if you’re planning a worldwide adventure, you can extend your policy to include 365 days of global travel cover plus additional travel benefits.
£5m or £10m Public Liability - Extend your Public Liability cover and get protection for you and those who assist you in photography or filming against third party damage or injury claims. Cover does not apply in North America.
Mechanical Breakdown - It’s frustrating if your camera breaks down outside its warranty. Our breakdown option will cover faulty kit that's up to five years old and owned from new. Excludes drones and technology items.
photoGuard customers say this...
We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.