- Friendly, UK-based contact centre
- Get your own dedicated handler when you claim
- 87% of claims approved
- Trusted by over 750,000 people*
- Up to £10m in optional public liability cover
Total of all policyholders for all Guardcover products since 2005.
Camera and accessory insurance from photoguard
Insurance for cameras, lenses and much more
At photoGuard, we provide specialist photography insurance for cameras and equipment to amateur photographers, professionals and everyone in-between. With cover that includes theft and accidental damage at home or on a shoot and Public Liability insurance, you can feel protected whenever you’re behind the lens.
what's covred with photoguard?
Snap up a quote on cover so good, you'd never want to be caught without it
However you put your camera to use, we can help provide the cover you need. This includes cover for theft and accidental damage, including:
What's Covered with photoguard
Whatever you're shooting with, we've got a photography insurance policy to suit
Action cameras
Pay monthly to protect your action camera at no extra cost
Action cameras
Pay monthly to protect your action camera at no extra cost
Compact cameras
Pay monthly to protect your compact camera at no extra cost
DSLR Cameras
Pay monthly to protect your DSLR at no extra cost
Video cameras
Pay monthly to protect your video camera at no extra cost
Drones
Pay monthly to protect your drone or UAV at no extra cost
Professional photographers insurance
Great protection for professionals
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Equipment Cover
Your tools are important to you
That’s why we can cover your equipment against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply. -
In-Vehicle Cover
Theft can hit you hard
Our protection includes cover for your photography equipment when it’s in your car. Storage and security requirements apply. -
Up to £10m Public Liability for you and your assistants
Accidents can happen, especially when you’re out in public
We can protect you and your photography assistants on the same policy for up to £5m liability cover (excludes drone use and any liability incident in North America). -
£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
All our policies now include extra legal protection through our Legal Expenses cover, which is automatically included with all our policies purchased or renewed after 23rd June 2024.
We provide up to £100,000 of legal expenses cover, within the UK, for incidents related to certain contract and tax disputes, as well as legal defence work. In addition, we also include our Legal & Tax Advice helpline and online support through our Business & Consumer Legal Services portal.
Insurance for all photographers
It's not just for the Big Shots
No matter what style of photography you’re focussed on, you could be protected by photoGuard.
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Amateurs
Your hobby doesn’t need to be stressful
Photography is one of the most relaxing uses of your time. If your camera helps you unwind, then you shouldn’t need to worry about what might go wrong. However you put your camera to use, we can provide the cover to suit your needs. -
Professionals
With our cover, you don't need to worry while you work
Your camera equipment is your livelihood, so the impact of something going wrong doesn’t bear thinking about. We have over 20 years of experience protecting professional photographers, so we understand what you need from an insurance policy. -
Semi-professionals
Insurance designed to keep you behind the lens
You'll know that there's more to photography than just pointing and clicking and you might even own some additional kit to get that perfect shot. Even if you aren't relying on your talents to earn a living, you'll still want to keep your equipment safe. Luckily, with photoGuard you can.
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Students
Protect your camera away from home
As a student, insurance might not be the most exciting subject, but as you improve and start to own more equipment, you’ll realise that any kind of theft or loss could hit you hard. Take a look at what our cover can offer students and get a quote from us today. -
Videographers
Specialist cover for filmmakers
Shoots can be hectic, so our policy includes protection against accidental damage, theft and Public Liability cover for your video camera and accessories. If filming is your passion or how you earn a living, then we can keep you covered. -
£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
All our policies now include extra legal protection through our Legal Expenses cover, which is automatically included with all our policies purchased or renewed after 23rd June 2024.
We provide up to £100,000 of legal expenses cover, within the UK, for incidents related to certain contract and tax disputes, as well as legal defence work. In addition, we also include our Legal & Tax Advice helpline and online support through our Business & Consumer Legal Services portal.
Making a claim with Photoguard
We've made making a claim so easy
If you've suffered damage to or theft of your camera, we know how distressing it can be. That's why we'll do everything possible to deal with your claim promptly and get you back out filming and taking pictures again. Our easy-to-use claims process is listed below with some helpful information regarding what to do if you need to make a claim.
1. Call the police
If you’ve been the victim of theft or malicious damage, your first port of call should be to inform the police.
2. Contact our claims team
Contact our in-house UK team to make your claim.
You can call us on: 0333 004 1999 to get started, or alternatively, you can email us with details of your claim at: claims@guardcover.co.uk
3. Make your claim
We'll provide you with your claim reference and talk you through the next steps. Should we need any further information to help process your claim, we can explain what's needed and support you.
Benefits for photoguard customers
Let's shine a light on these policy benefits
Look at how much protection you can enjoy.
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30 Days Travel Cover
Heading away on holiday or for work?
Our cover automatically extends beyond the UK with 30 days worldwide cover. -
Amateurs and Professionals
Is photography your hobby or profession?
We understand that people who love photography need a policy that is as serious about it as they are. -
Equipment Cover
Want to protect your photography gear?
Our insurance is designed for your camera equipment. That’s why we can cover against theft, accidental damage, vandalism and even damage caused by flooding. Security requirements apply. -
£100,000 Legal Expenses Cover
How can we help if you're involved in a legal dispute?
All our policies now include extra legal protection through our Legal Expenses cover, which is automatically included with all our policies purchased or renewed after 23rd June 2024.
We provide up to £100,000 of legal expenses cover, within the UK, for incidents related to certain contract and tax disputes, as well as legal defence work. In addition, we also include our Legal & Tax Advice helpline and online support through our Business & Consumer Legal Services portal.
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£2,000 Equipment Hire
Making a claim with us and still need a hire camera?
It’s covered as part of our claims service. Up to £2,000 equipment hire available if you need it. -
In-Vehicle Cover
Worried about your kit while it’s in the car?
Our In-Vehicle Cover is automatically included. We know that theft is an issue, so you may want to cover photography equipment which is stored in the car when you're away from home. Storage and security requirements apply. -
Lend to a Friend
Letting a trusted friend borrow your camera?
Don’t worry, you’ll still be protected should someone accidentally damage your kit whilst borrowing it. Limits apply. -
New for Old Cover
If disaster strikes, why should you lose out?
Get no value depreciation on your camera and kit when you use our approved claims service. Evidence of ownership is needed if you make a claim. -
Public Liability
Taking your camera out in public?
We know that accidents can happen. That’s why we will protect you against third party damage or injury claims (excludes drone use and any liability incident in North America).
photoGuard customers say this...
We pride ourselves on delivering a personal service to every photographer that we help protect. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.
Read our latest articles and guides
Whether you're a professional photographer, or it's a part-time passion, you can find our helpful hints and tips in our latest articles, as well as a number of guides to help you become the best photographer you can be.
